# CoinoSwap review: KYC policy, privacy and safety grades

> CoinoSwap is an aggregator. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 3.4/10 for privacy (poor) and 4.2/10 for safety (caution). In its favour: no account needed, no email needed and accepts Monero. To watch: it may ask for ID and passes orders to partner exchanges. No incidents are on record.

Source: NoKYC Score, "CoinoSwap review", reviewed 22 Oct 2026, https://nokycscore.com/service/coinoswap

## Key facts
- **Category:** Swap Aggregators
- **KYC level:** 3 of 4: ID on risk flag
- **Grades:** Privacy 3.4/10, Safety 4.2/10
- **Sign-up:** Email optional
- **Custody:** non-custodial
- **Fees:** No direct CoinoSwap fee; partner exchange and network fees apply (per terms)
- **Jurisdiction:** United States
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://coinoswap.com

## What it is
CoinoSwap is an aggregator that compares rates from about ten partner instant exchanges and passes the swap to the chosen partner. Its terms name the operator as Coinoisseurs LLC, a company registered in Wyoming, USA, and prohibit use by citizens and residents of the United States. The terms state that CoinoSwap does not run AML checks itself, but partner exchanges may request identification documents and source-of-funds verification when their risk systems are triggered, and the user agrees to provide requested documents. An email address is optional and used only for order tracking.

## What the terms say about ID
Terms section 6: partner exchanges may conduct checks including "requests for identification documents" and source-of-funds verification, and the user agrees to "provide any requested documents for AML checks".

## Features and warnings
- **Identity:** ID never required: no; No account needed: yes; No email needed: yes; No phone number: not stated
- **Payment:** Accepts Monero: yes; Accepts Lightning: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: not stated; Own liquidity: no; Refund without ID: not stated; Independent audit: not stated; Company named: yes; 5+ years operating: not stated
- **Warnings:** May ask for ID: yes; Screens deposits: not in terms; Passes orders to partners: yes; Holds your funds: not in terms; Email required: not in terms; Phone number required: not in terms; Nobody accountable: not in terms

## Questions
### Does CoinoSwap require KYC?
CoinoSwap is rated KYC level 3 of 4 on this site: ID on risk flag. Terms section 6: partner exchanges may conduct checks including "requests for identification documents" and source-of-funds verification, and the user agrees to "provide any requested documents for AML checks".

### Is CoinoSwap safe to use?
CoinoSwap has a Safety grade of 4.2 out of 10 and a Privacy grade of 3.4 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is CoinoSwap legit?
CoinoSwap is a working aggregator. It publishes the company that runs it, in United States. Being real is not the same as being safe: its Safety grade here is 4.2 out of 10, built from custody, liquidity, track record and incidents.

### Is CoinoSwap a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for CoinoSwap. Its terms also allow it to hold a flagged deposit and ask for identity documents.

### Do I need an account or email to use CoinoSwap?
Email optional.

### What fees does CoinoSwap charge?
No direct CoinoSwap fee; partner exchange and network fees apply (per terms). Fees were recorded from CoinoSwap's own pages and can change; check before you send.

### Does CoinoSwap have a Tor onion address?
No official onion address was found on CoinoSwap's own pages.

### Which cryptocurrencies does CoinoSwap support?
CoinoSwap supports BTC, XMR, ETH, USDT, ZEC, KAS, ZANO, TON.

### Is CoinoSwap custodial?
No. CoinoSwap is non-custodial: the operator does not control user funds.

### Can I use CoinoSwap over Tor?
CoinoSwap does not publish an official onion address.

## Sources
- https://coinoswap.com
- https://coinoswap.com/terms-of-use
- https://coinoswap.com/about-us

How grades are calculated: https://nokycscore.com/methodology