# CoinCraddle review: KYC policy, privacy and safety grades > CoinCraddle is a swap service. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 3.1/10 for privacy (poor) and 3.0/10 for safety (poor). In its favour: no account needed, no email needed and no phone number. To watch: it may ask for ID, screens deposits and passes orders to partner exchanges. No incidents are on record. Source: NoKYC Score, "CoinCraddle review", reviewed 22 Oct 2026, https://nokycscore.com/service/coincraddle ## Key facts - **Category:** Instant Swaps - **KYC level:** 3 of 4: ID on risk flag - **Grades:** Privacy 3.1/10, Safety 3.0/10 - **Sign-up:** No account needed - **Custody:** custodial - **Fees:** 0.3% per exchange per the about page - **Onion address:** Yes - **Incidents on record:** 0 - **Last reviewed:** 22 Oct 2026 - **Official website:** https://coincraddle.com ## What it is CoinCraddle is an instant exchange listing more than 1,800 coins and tokens, with optional registration for cashback, an affiliate programme, an API and an onion mirror. Its about page says payouts come from trusted liquidity providers and that all incoming funds are AML-checked. The AML/KYC policy scores transactions with AMLBot and says those above a 75% risk score may be suspended for KYC and source-of-funds checks (passport photos, video with the passport); funds are held until verification is completed, and refunds after an AML hold follow successful verification. The terms bar users in the United States, Canada, the EU/EEA, Russia and other listed places, are governed by UK law, and name no operating company. The AML policy also prohibits creating orders over VPN or Tor, despite the published onion address. ## What the terms say about ID AML/KYC policy section 8: transactions above a 75% AMLBot risk score may be suspended for KYC and source-of-funds checks; terms 1.4-1.6 reserve identity verification at any time. ## Features and warnings - **Identity:** ID never required: no; No account needed: yes; No email needed: yes; No phone number: yes - **Payment:** Accepts Monero: yes; Accepts Lightning: not stated - **Access:** Tor onion address: yes; Works without JavaScript: not stated - **Trust:** Never holds your funds: no; Own liquidity: no; Refund without ID: not stated; Open source: no; Independent audit: not stated; Company named: no; 5+ years operating: not stated - **Warnings:** May ask for ID: yes; Screens deposits: yes; Passes orders to partners: yes; Holds your funds: yes; Email required: not in terms; Phone number required: not in terms; Closed source: yes; Nobody accountable: yes ## Questions ### Does CoinCraddle require KYC? CoinCraddle is rated KYC level 3 of 4 on this site: ID on risk flag. AML/KYC policy section 8: transactions above a 75% AMLBot risk score may be suspended for KYC and source-of-funds checks; terms 1.4-1.6 reserve identity verification at any time. ### Is CoinCraddle safe to use? CoinCraddle has a Safety grade of 3.0 out of 10 and a Privacy grade of 3.1 out of 10. No incidents are on record. Evidence level: documentation reviewed. ### Is CoinCraddle legit? CoinCraddle is a working swap service. Its operators do not publish a company or names, so nobody is publicly accountable for it. Being real is not the same as being safe: its Safety grade here is 3.0 out of 10, built from custody, liquidity, track record and incidents. ### Is CoinCraddle a scam? NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for CoinCraddle. Its terms also allow it to hold a flagged deposit and ask for identity documents. ### Do I need an account or email to use CoinCraddle? No account needed. ### What fees does CoinCraddle charge? 0.3% per exchange per the about page. Fees were recorded from CoinCraddle's own pages and can change; check before you send. ### Does CoinCraddle have a Tor onion address? Yes. CoinCraddle publishes an official onion address, shown on this page. Open it in Tor Browser. ### Which cryptocurrencies does CoinCraddle support? CoinCraddle supports BTC, ETH, XMR, USDT, USDC, SOL, LTC, TRX, BNB. ### Is CoinCraddle custodial? Yes. CoinCraddle holds funds during a trade, which means it is able to delay or freeze them. ### Can I use CoinCraddle over Tor? Yes. CoinCraddle publishes an official onion address, shown on this page. ## Sources - https://coincraddle.com - https://coincraddle.com/docs/terms - https://coincraddle.com/docs/kyc - https://coincraddle.com/about-us - https://coincraddle.com/docs/privacy-policy How grades are calculated: https://nokycscore.com/methodology