# BlueWallet review: KYC policy, privacy and safety grades

> BlueWallet is a wallet. Its terms put it at KYC level 0 of 4: ID never required. NoKYC Score grades it 8.6/10 for privacy (excellent) and 7.0/10 for safety (strong). In its favour: no account needed, no email needed and no phone number. No incidents are on record.

Source: NoKYC Score, "BlueWallet review", reviewed 22 Oct 2026, https://nokycscore.com/service/bluewallet

## Key facts
- **Category:** Wallets
- **KYC level:** 0 of 4: ID never required
- **Grades:** Privacy 8.6/10, Safety 7.0/10
- **Sign-up:** No account needed
- **Custody:** non-custodial
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://bluewallet.io

## What it is
BlueWallet is a Bitcoin-only wallet for iOS, Android and macOS that keeps keys on the device and works with PSBT-compatible hardware wallets. The site describes it as free and open-source software built in public by a community. Its Lightning wallet connects through LNDhub to a node the user runs rather than to a hosted service. No built-in buy, sell or swap feature is described on the pages reviewed, and no account is mentioned. The code is public under the MIT licence.

## What the terms say about ID
Self-custodial wallet ("Your keys never leave your device") with no account; no identity information is requested.

## Features and warnings
- **Identity:** ID never required: yes; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: not stated; Accepts Lightning: yes
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: yes; Open source: yes; Independent audit: not stated; Company named: not stated; 5+ years operating: not stated
- **Warnings:** May ask for ID: not in terms; Screens deposits: not in terms; Holds your funds: not in terms; Email required: not in terms; Phone number required: not in terms; Closed source: not in terms; Nobody accountable: not in terms

## Questions
### Does BlueWallet require KYC?
BlueWallet is rated KYC level 0 of 4 on this site: ID never required. Self-custodial wallet ("Your keys never leave your device") with no account; no identity information is requested.

### Is BlueWallet safe to use?
BlueWallet has a Safety grade of 7.0 out of 10 and a Privacy grade of 8.6 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is BlueWallet legit?
BlueWallet is a working wallet. Being real is not the same as being safe: its Safety grade here is 7.0 out of 10, built from custody, liquidity, track record and incidents.

### Is BlueWallet a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for BlueWallet.

### Do I need an account or email to use BlueWallet?
No account needed.

### Does BlueWallet have a Tor onion address?
No official onion address was found on BlueWallet's own pages.

### Which cryptocurrencies does BlueWallet support?
BlueWallet supports BTC.

### Can I use BlueWallet over Tor?
BlueWallet does not publish an official onion address.

## Sources
- https://bluewallet.io
- https://bluewallet.io/lightning/
- https://github.com/BlueWallet/BlueWallet

How grades are calculated: https://nokycscore.com/methodology