# AvanChange review: KYC policy, privacy and safety grades

> AvanChange is a swap service operating since 2018. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 2.4/10 for privacy (poor) and 4.6/10 for safety (caution). In its favour: accepts Monero and 5+ years operating. To watch: it may ask for ID, screens deposits and holds your funds while you use it. No incidents are on record.

Source: NoKYC Score, "AvanChange review", reviewed 22 Oct 2026, https://nokycscore.com/service/avanchange

## Key facts
- **Category:** Instant Swaps
- **KYC level:** 3 of 4: ID on risk flag
- **Grades:** Privacy 2.4/10, Safety 4.6/10
- **Sign-up:** Email required
- **Custody:** custodial
- **Jurisdiction:** Russia
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://avanchange.com

## What it is
AvanChange is a Russian-language e-currency exchanger, operating since 2018, with crypto, Russian bank, card, YooMoney and cash (USD, AED) directions. Its user agreement is a public offer under Russian law, with Moscow as the place of contract, and it excludes users in the United States. The KYC/KYT policy risk-scores every transaction with tools such as Rapira, BitOK and Getblock, blocks anything above 50%, and may demand passport photos, a passport video and source-of-funds proof. It also requires card verification for card payments and prohibits orders placed over VPN or Tor. Refunds after a failed or refused check are not guaranteed and may carry a fee of up to 5% (capped at 100 USDT). The agreement says exchange status is sent to the user's email.

## What the terms say about ID
KYC/KYT policy section 7: transactions above a 50% risk score are blocked for review and may need passport and source-of-funds documents; card users must pass card verification (section 5.10).

## Features and warnings
- **Identity:** ID never required: no; No account needed: no; No email needed: no; No phone number: not stated
- **Payment:** Accepts Monero: yes; Accepts Lightning: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: no; Own liquidity: not stated; Refund without ID: not stated; Open source: no; Independent audit: not stated; Company named: no; 5+ years operating: yes
- **Warnings:** May ask for ID: yes; Screens deposits: yes; Passes orders to partners: not in terms; Holds your funds: yes; Email required: yes; Phone number required: not in terms; Closed source: yes; Nobody accountable: yes

## Questions
### Does AvanChange require KYC?
AvanChange is rated KYC level 3 of 4 on this site: ID on risk flag. KYC/KYT policy section 7: transactions above a 50% risk score are blocked for review and may need passport and source-of-funds documents; card users must pass card verification (section 5.10).

### Is AvanChange safe to use?
AvanChange has a Safety grade of 4.6 out of 10 and a Privacy grade of 2.4 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is AvanChange legit?
AvanChange is a working swap service that has operated since 2018. Its operators do not publish a company or names, so nobody is publicly accountable for it. Being real is not the same as being safe: its Safety grade here is 4.6 out of 10, built from custody, liquidity, track record and incidents.

### Is AvanChange a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for AvanChange. Its terms also allow it to hold a flagged deposit and ask for identity documents.

### Do I need an account or email to use AvanChange?
Email required.

### Does AvanChange have a Tor onion address?
No official onion address was found on AvanChange's own pages.

### Which cryptocurrencies does AvanChange support?
AvanChange supports BTC, USDT, XMR, ETH, LTC, SOL, TRX, USDC, DOGE, DASH, and fiat payments in RUB, USD, AED.

### Is AvanChange custodial?
Yes. AvanChange holds funds during a trade, which means it is able to delay or freeze them.

### Can I use AvanChange over Tor?
AvanChange does not publish an official onion address.

## Sources
- https://avanchange.com
- https://avanchange.com/en/pages/terms.html
- https://avanchange.com/en/pages/aml-kyc.html
- https://avanchange.com/en/about/

How grades are calculated: https://nokycscore.com/methodology