# Alfacash review: KYC policy, privacy and safety grades > Alfacash is a swap service operating since 2012. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 2.4/10 for privacy (poor) and 5.5/10 for safety (fair). In its favour: no email needed, accepts Monero and company named. To watch: it may ask for ID, screens deposits and holds your funds while you use it. No incidents are on record. Source: NoKYC Score, "Alfacash review", reviewed 22 Oct 2026, https://nokycscore.com/service/alfacash ## Key facts - **Category:** Instant Swaps - **KYC level:** 3 of 4: ID on risk flag - **Grades:** Privacy 2.4/10, Safety 5.5/10 - **Sign-up:** Email optional - **Custody:** custodial - **Jurisdiction:** Saint Kitts and Nevis - **Incidents on record:** 0 - **Last reviewed:** 22 Oct 2026 - **Official website:** https://www.alfa.cash ## What it is Alfacash is an instant exchange for Bitcoin, Ethereum, Litecoin, Monero and other assets, founded in 2012 and operated by AlfaLAB LTD, a company registered in Nevis. An optional personal account gives fee discounts; the terms describe account verification steps that include phone validation, an identity document and proof of address. All transactions pass a blockchain risk check and may be suspended, cancelled or refunded depending on the risk score, and the operator may request information or documents on the source of funds. Fiat purchases are handled by third-party providers with their own KYC. Residents of the United States are excluded. ## What the terms say about ID Terms: transactions "may be delayed, suspended, or cancelled if they are flagged as high-risk by our KYT systems" and the operator "may request additional information or documentation regarding the source or destination of funds". ## Features and warnings - **Identity:** ID never required: no; No account needed: not stated; No email needed: yes; No phone number: not stated - **Payment:** Accepts Monero: yes; Accepts Lightning: not stated - **Access:** Tor onion address: not stated; Works without JavaScript: not stated - **Trust:** Never holds your funds: no; Own liquidity: not stated; Refund without ID: not stated; Open source: no; Independent audit: not stated; Company named: yes; 5+ years operating: yes - **Warnings:** May ask for ID: yes; Screens deposits: yes; Passes orders to partners: not in terms; Holds your funds: yes; Email required: not in terms; Phone number required: not in terms; Closed source: yes; Nobody accountable: not in terms ## Questions ### Does Alfacash require KYC? Alfacash is rated KYC level 3 of 4 on this site: ID on risk flag. Terms: transactions "may be delayed, suspended, or cancelled if they are flagged as high-risk by our KYT systems" and the operator "may request additional information or documentation regarding the source or destination of funds". ### Is Alfacash safe to use? Alfacash has a Safety grade of 5.5 out of 10 and a Privacy grade of 2.4 out of 10. No incidents are on record. Evidence level: documentation reviewed. ### Is Alfacash legit? Alfacash is a working swap service that has operated since 2012. It publishes the company that runs it, in Saint Kitts and Nevis. Being real is not the same as being safe: its Safety grade here is 5.5 out of 10, built from custody, liquidity, track record and incidents. ### Is Alfacash a scam? NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Alfacash. Its terms also allow it to hold a flagged deposit and ask for identity documents. ### Do I need an account or email to use Alfacash? Email optional. ### Does Alfacash have a Tor onion address? No official onion address was found on Alfacash's own pages. ### Which cryptocurrencies does Alfacash support? Alfacash supports BTC, ETH, LTC, XMR, DASH, ZEC, USDT, USDC. ### Is Alfacash custodial? Yes. Alfacash holds funds during a trade, which means it is able to delay or freeze them. ### Can I use Alfacash over Tor? Alfacash does not publish an official onion address. ## Sources - https://www.alfa.cash - https://www.alfa.cash/legal/terms-of-use - https://www.alfa.cash/legal/privacy-policy - https://www.alfa.cash/about - https://www.alfa.cash/discount How grades are calculated: https://nokycscore.com/methodology