# Acechange.io review: KYC policy, privacy and safety grades > Acechange.io is an aggregator operating since 2019. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 2.7/10 for privacy (poor) and 3.4/10 for safety (poor). In its favour: no account needed, no email needed and accepts Monero. To watch: it may ask for ID, screens deposits and passes orders to partner exchanges. No incidents are on record. Source: NoKYC Score, "Acechange.io review", reviewed 22 Oct 2026, https://nokycscore.com/service/acechange ## Key facts - **Category:** Swap Aggregators - **KYC level:** 3 of 4: ID on risk flag - **Grades:** Privacy 2.7/10, Safety 3.4/10 - **Sign-up:** Email optional - **Custody:** non-custodial - **Fees:** 0.5% floating rate, 1% fixed rate, plus network fee; fiat gateway 3.5–5% buy and about 1% sell (per the site) - **Limits:** Minimum order about $15; the site states no upper limit on crypto swaps - **Incidents on record:** 0 - **Last reviewed:** 22 Oct 2026 - **Official website:** https://www.acechange.io ## What it is AceChange describes itself as a non-custodial aggregator, operating since 2019, that shows swap offers from third-party providers and hands execution to the chosen provider; it also links a partner fiat gateway where verification may be required. Its terms name no company and give Costa Rica as the governing jurisdiction. The terms describe an automated screening engine applied to every deposit and recipient address, block users from the United States, Russia and other listed countries, and require users to pass any AML/KYC checks on request, including identity documents, proof of residence and source of funds; funds can be held during a compliance investigation. Third-party providers may also run their own checks. ## What the terms say about ID Terms: users must successfully pass "any AML/KYC checks" on request; for flagged transactions the user agrees to supply identity documents and proof of source of funds, and refusal may result in cancellation or funds being held pending investigation. ## Features and warnings - **Identity:** ID never required: no; No account needed: yes; No email needed: yes; No phone number: not stated - **Payment:** Accepts Monero: yes; Accepts Lightning: not stated - **Access:** Tor onion address: not stated; Works without JavaScript: not stated - **Trust:** Never holds your funds: not stated; Own liquidity: no; Refund without ID: not stated; Independent audit: not stated; Company named: not stated; 5+ years operating: yes - **Warnings:** May ask for ID: yes; Screens deposits: yes; Passes orders to partners: yes; Holds your funds: not in terms; Email required: not in terms; Phone number required: not in terms; Nobody accountable: not in terms ## Questions ### Does Acechange.io require KYC? Acechange.io is rated KYC level 3 of 4 on this site: ID on risk flag. Terms: users must successfully pass "any AML/KYC checks" on request; for flagged transactions the user agrees to supply identity documents and proof of source of funds, and refusal may result in cancellation or funds being held pending investigation. ### Is Acechange.io safe to use? Acechange.io has a Safety grade of 3.4 out of 10 and a Privacy grade of 2.7 out of 10. No incidents are on record. Evidence level: documentation reviewed. ### Is Acechange.io legit? Acechange.io is a working aggregator that has operated since 2019. Being real is not the same as being safe: its Safety grade here is 3.4 out of 10, built from custody, liquidity, track record and incidents. ### Is Acechange.io a scam? NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Acechange.io. Its terms also allow it to hold a flagged deposit and ask for identity documents. ### Do I need an account or email to use Acechange.io? Email optional. ### What fees does Acechange.io charge? 0.5% floating rate, 1% fixed rate, plus network fee; fiat gateway 3.5–5% buy and about 1% sell (per the site). Fees were recorded from Acechange.io's own pages and can change; check before you send. ### What are Acechange.io's limits? Minimum order about $15; the site states no upper limit on crypto swaps. ### Does Acechange.io have a Tor onion address? No official onion address was found on Acechange.io's own pages. ### Which cryptocurrencies does Acechange.io support? Acechange.io supports BTC, XMR, ETH, USDT, USDC, SOL. ### Is Acechange.io custodial? No. Acechange.io is non-custodial: the operator does not control user funds. ### Can I use Acechange.io over Tor? Acechange.io does not publish an official onion address. ## Sources - https://www.acechange.io - https://www.acechange.io/terms-of-use/ - https://www.acechange.io/about/ - https://www.acechange.io/fees-and-limits/ How grades are calculated: https://nokycscore.com/methodology